Empowering Your Financial Future, All in One Place

Kotluy provides a SaaS All-in-one Financial Management Platform, allowing Individuals and MSMEs to learn Financial Literacy, set financial goals, properly budget, and track their personal and business financial transactions to permit them to make more informed financial decisions.

Get Started Plan

No accounting skills needed

Do not need much time

Online Support from Kotluy team

No accounting skills needed

Do not need much time

Online Support from Kotluy team

Key Benefits

Financials – Personal & Business (WordPress Optimized)

Personal

Enhance Financial Literacy
Streamline Financial Management
Financial Literacy Training (Curriculum) and Contents
Set Financial Goals, Budgeting and Cashflow
Innovative Income and Expense Tacking record
Upload bank transaction history to Kotluy

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Business

Manage your family & Business in one place
Switching between Personal and Business profile
Smart Business Budgeting
Set your business budgeting plan at your fingerprint
Stay on top of your Business Finance
Manage your business finance wherever you are

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Seperately manage your Personal and Business Finances

For Personal

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For Business

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Powerful Solutions engineered for finances

Keep control of your sales/ Income log

Record every sale, no matter how small. Include date, item/service, quantity, price, and payment method

Seperately manage your personal and business finance

provides a more accurate picture of each entity’s financial situation, leading to better-informed decisions for both personal spending and business investments.

Monitoring your personal and business budget

Track every business expense (rent, utilities, raw materials, wages, transportation, etc.). Keep receipts. Categorize expenses (e.g., operating, administrative, cost of goods sold).

Track Your Income and Expenses Like a Pro

With our income and expense tracking feature, you’ll never lose sight of your financial situation. Our powerful and intuitive tool makes it easy to track every penny you earn and spend, giving you a clear picture of your overall financial health.

Reach Your Savings Goals

Saving money can be tough, but with our saving feature, it’s easier than ever to set and achieve your savings goals. Whether you’re saving for a vacation, a down payment on a house, or just building up an emergency fund, our tool can help you get there.

Take Control of Your Loan Payments

It’s easier than ever to chip away at your debt and save money on interest. Our tool allows you to set aside money specifically for loan payments, so you can make extra payments and pay off your loans faster.

Make use of your financial record

Having accurate and detailed financial records is not just about compliance or knowing how much money you have; it’s a powerful tool for understanding, managing, and growing your micro-business.

Innovative tracking futures with ease

Seamlessly import your bank transactions into Kotluy. With intuitive categorization, empower Kotluy to automate your financial tracking, giving you instant clarity.